A USAA RV, boat, motorcycle or general leisure vehicle loan could get you funding to get on the road for cross-country adventures to enhance your time away with family and friends — all with competitive rates and flexible terms from a trusted bank. Finding boat loans at affordable interest rates can be quite a tough job. Moreover, individuals looking for boat financing solutions need to take care of several aspects before even filing an application. ussa boat loan At the top of our list USAA boat loans come in #1 in financing and customer satisfaction. They offer 100% financing and refinancing for loans up to $100,000. Up to 80% financing and refinancing for loans greater than $100,000.